Cost of Solar Panels Calculator (UK)
Free UK solar panel cost calculator. Estimate installed cost from your monthly kWh, peak sun hours, £/W price, and the 0% VAT relief. 2026 MCS, Energy Saving Trust and Solar Energy UK data.
Prepared by the Solar Calculator HQ editorial team. Review our formula, source and limitation standards.
Cost of Solar Panels Calculator
How to use this calculator
The calculator turns your real electricity usage into a kWp system size, then prices it at UK market rates. Five inputs:
- Monthly electricity use (kWh) — pull your last 12 months from your energy supplier’s online dashboard. The 2026 Ofgem typical-domestic-consumption value (TDCV) is 2,700 kWh/year for medium users (about 225 kWh/month) and 4,100 kWh/year for high users (about 340 kWh/month). Heat pump? Add 250 to 400 kWh/month in winter. EV? Add 200 to 300 kWh/month.
- Target offset (%) — 100% means a system sized to match your annual consumption. Most UK homes with SEG should target 80 to 100%; oversizing past 100% rarely pays back because Octopus Outgoing Fixed (15p/kWh) is well below import rates. With a battery and time-of-use tariff (Octopus Flux, Cosy), 100 to 120% can be cost-effective.
- Peak sun hours/day — UK annual average ranges from 2.4 (Scotland) to 3.0 (south coast), with 2.6 being the England average. Met Office and PVGIS-SARAH3 data are the references; the Energy Saving Trust uses 2.7 as its 4 kWp benchmark for England and Wales.
- Installed cost per watt — the all-in MCS turnkey price including 0% VAT. The 2026 Solar Energy UK median is £1.55/W for systems 3 to 5 kWp, dropping to £1.35/W at 8 to 10 kWp. Use the actual MCS quote when you have one.
- Grant / 0% VAT (%) — leave at 0 since VAT relief is already baked into the MCS quote price. Use this field if you qualify for ECO4 (which can cover 100%), Home Upgrade Grant, or local authority grants.
How the math works
The calculator sizes your system from annual kWh and peak sun hours:
annual_target_kWh = monthly_kWh × 12 × (offset% / 100)
system_kWp = annual_target_kWh / (peak_sun_hours × 365 × 0.78)
gross_cost = system_kWp × 1000 × £/W
range_low/high = gross_cost × 0.85 / 1.15
The 0.78 derate factor matches MCS MIS 3002 calculation methodology (4-6% inverter loss, 2-3% wiring, 5% soiling/shading, plus temperature derating). PVGIS uses 0.75 to 0.80 depending on inverter class.
Worked example for a Birmingham home using 270 kWh/month:
- Annual target: 270 × 12 × 1.0 = 3,240 kWh
- System size: 3,240 / (2.6 × 365 × 0.78) = 4.37 kWp
- Gross cost at £1.55/W: 4,370 × £1.55 = £6,774
- Typical range: £5,758 to £7,790
UK cost-per-watt by region (2026)
Solar Energy UK and MCS-aggregated quote data, median MCS-installed price, 0% VAT included:
| Region | £/W median | 4 kWp typical | 6 kWp typical |
|---|---|---|---|
| London | £1.70 | £6,800 | £10,200 |
| South East | £1.60 | £6,400 | £9,600 |
| South West | £1.55 | £6,200 | £9,300 |
| East of England | £1.55 | £6,200 | £9,300 |
| West Midlands | £1.50 | £6,000 | £9,000 |
| East Midlands | £1.50 | £6,000 | £9,000 |
| Yorkshire & Humber | £1.50 | £6,000 | £9,000 |
| North West | £1.50 | £6,000 | £9,000 |
| North East | £1.55 | £6,200 | £9,300 |
| Wales | £1.55 | £6,200 | £9,300 |
| Scotland | £1.65 | £6,600 | £9,900 |
| Northern Ireland | £1.65 | £6,600 | £9,900 |
Sources: Solar Energy UK Cost of Living Crisis Report 2025, MCS quote aggregator, Energy Saving Trust quotes panel.
What is and is not included in £/W
A typical £1.55/W MCS turnkey quote includes:
- Tier-1 panels MCS-listed (Q CELLS, REC, JA Solar, Trina, Longi, Sharp)
- Inverter MCS-listed (SolarEdge, GivEnergy, Solis, Fox, Growatt)
- Roof anchors and rails to BS 7671 + RS-EN 1991-1-4 wind loading
- DC isolators, AC isolator, Type II surge protection
- DNO G98 (under 16A) or G99 (over 16A) connection application
- Scaffolding for two storeys (single storey may save £200 to £400)
- MCS certification and HIES or RECC consumer protection
- Building Control notification under Part P
- 25-year panel warranty, 10-year inverter warranty, 2-year workmanship under MCS
What it does not include:
- Consumer unit upgrade — £450 to £1,200 (often required in pre-2015 homes)
- Earthing upgrade — £200 to £600 (PME or TT system fault)
- Roof repair if tiles or felt are degraded — £500 to £3,000
- Battery storage — £4,500 to £7,500 for 5 to 10 kWh GivEnergy or Tesla
- EV charger if added concurrently — £800 to £1,500
- Bird mesh for pigeon proofing — £300 to £600
Smart Export Guarantee (SEG) and how it affects payback
The SEG (Ofgem-mandated since Jan 2020) requires licensed suppliers with over 150,000 customers to pay you for excess generation exported to the grid. As of 2026:
- Octopus Outgoing Fixed — 15p/kWh, 12-month fixed, available to Octopus import customers
- Octopus Outgoing Lite — 8.5p/kWh, no import contract required
- EDF Export+ — 7.5p/kWh
- British Gas Export & Earn Plus — 6.4p/kWh
- OVO — 4.0p/kWh
- E.ON Next Export Exclusive — 16.5p/kWh (Next import customers only)
Choosing a high-rate SEG tariff can cut payback by 1 to 2 years on a typical 4 kWp system. Most installers pre-register you with their preferred SEG supplier; you can switch independently after MCS certification.
Pair this with the payback calculator, ROI calculator, and savings calculator
Cost gives you the up-front outlay; payback tells you when you break even (typically 8 to 12 years in the UK); ROI gives you the lifetime return; savings shows you the year-over-year cash flow with SEG export earnings.
Sources
- Energy Saving Trust solar panel guide — UK installation cost benchmarks
- MCS — Microgeneration Certification Scheme — accredited installer database
- Solar Energy UK Cost Report 2025 — installed pricing trends
- Ofgem SEG tariff comparison — export rate data
- HMRC Notice 708/6 — energy saving materials — 0% VAT relief
- Checkatrade solar cost guide — adder pricing data
- PVGIS-SARAH3 European Commission — UK peak sun hours data