Cost of Solar Panels Calculator (UK)
Free UK solar panel cost calculator. Estimate installed cost from your monthly kWh, peak sun hours, £/W price, and the 0% VAT relief. 2026 MCS, Energy Saving Trust and Solar Energy UK data.
Cost of Solar Panels Calculator
How to use this calculator
The calculator turns your real electricity usage into a kWp system size, then prices it at UK market rates. Five inputs:
- Monthly electricity use (kWh) — pull your last 12 months from your energy supplier’s online dashboard. The 2026 Ofgem typical-domestic-consumption value (TDCV) is 2,700 kWh/year for medium users (about 225 kWh/month) and 4,100 kWh/year for high users (about 340 kWh/month). Heat pump? Add 250 to 400 kWh/month in winter. EV? Add 200 to 300 kWh/month.
- Target offset (%) — 100% means a system sized to match your annual consumption. Most UK homes with SEG should target 80 to 100%; oversizing past 100% rarely pays back because Octopus Outgoing Fixed (15p/kWh) is well below import rates. With a battery and time-of-use tariff (Octopus Flux, Cosy), 100 to 120% can be cost-effective.
- Peak sun hours/day — UK annual average ranges from 2.4 (Scotland) to 3.0 (south coast), with 2.6 being the England average. Met Office and PVGIS-SARAH3 data are the references; the Energy Saving Trust uses 2.7 as its 4 kWp benchmark for England and Wales.
- Installed cost per watt — the all-in MCS turnkey price including 0% VAT. The 2026 Solar Energy UK median is £1.55/W for systems 3 to 5 kWp, dropping to £1.35/W at 8 to 10 kWp. Use the actual MCS quote when you have one.
- Grant / 0% VAT (%) — leave at 0 since VAT relief is already baked into the MCS quote price. Use this field if you qualify for ECO4 (which can cover 100%), Home Upgrade Grant, or local authority grants.
How the math works
The calculator sizes your system from annual kWh and peak sun hours:
annual_target_kWh = monthly_kWh × 12 × (offset% / 100)
system_kWp = annual_target_kWh / (peak_sun_hours × 365 × 0.78)
gross_cost = system_kWp × 1000 × £/W
range_low/high = gross_cost × 0.85 / 1.15
The 0.78 derate factor matches MCS MIS 3002 calculation methodology (4-6% inverter loss, 2-3% wiring, 5% soiling/shading, plus temperature derating). PVGIS uses 0.75 to 0.80 depending on inverter class.
Worked example for a Birmingham home using 270 kWh/month:
- Annual target: 270 × 12 × 1.0 = 3,240 kWh
- System size: 3,240 / (2.6 × 365 × 0.78) = 4.37 kWp
- Gross cost at £1.55/W: 4,370 × £1.55 = £6,774
- Typical range: £5,758 to £7,790
UK cost-per-watt by region (2026)
Solar Energy UK and MCS-aggregated quote data, median MCS-installed price, 0% VAT included:
| Region | £/W median | 4 kWp typical | 6 kWp typical |
|---|---|---|---|
| London | £1.70 | £6,800 | £10,200 |
| South East | £1.60 | £6,400 | £9,600 |
| South West | £1.55 | £6,200 | £9,300 |
| East of England | £1.55 | £6,200 | £9,300 |
| West Midlands | £1.50 | £6,000 | £9,000 |
| East Midlands | £1.50 | £6,000 | £9,000 |
| Yorkshire & Humber | £1.50 | £6,000 | £9,000 |
| North West | £1.50 | £6,000 | £9,000 |
| North East | £1.55 | £6,200 | £9,300 |
| Wales | £1.55 | £6,200 | £9,300 |
| Scotland | £1.65 | £6,600 | £9,900 |
| Northern Ireland | £1.65 | £6,600 | £9,900 |
Sources: Solar Energy UK Cost of Living Crisis Report 2025, MCS quote aggregator, Energy Saving Trust quotes panel.
What is and is not included in £/W
A typical £1.55/W MCS turnkey quote includes:
- Tier-1 panels MCS-listed (Q CELLS, REC, JA Solar, Trina, Longi, Sharp)
- Inverter MCS-listed (SolarEdge, GivEnergy, Solis, Fox, Growatt)
- Roof anchors and rails to BS 7671 + RS-EN 1991-1-4 wind loading
- DC isolators, AC isolator, Type II surge protection
- DNO G98 (under 16A) or G99 (over 16A) connection application
- Scaffolding for two storeys (single storey may save £200 to £400)
- MCS certification and HIES or RECC consumer protection
- Building Control notification under Part P
- 25-year panel warranty, 10-year inverter warranty, 2-year workmanship under MCS
What it does not include:
- Consumer unit upgrade — £450 to £1,200 (often required in pre-2015 homes)
- Earthing upgrade — £200 to £600 (PME or TT system fault)
- Roof repair if tiles or felt are degraded — £500 to £3,000
- Battery storage — £4,500 to £7,500 for 5 to 10 kWh GivEnergy or Tesla
- EV charger if added concurrently — £800 to £1,500
- Bird mesh for pigeon proofing — £300 to £600
Smart Export Guarantee (SEG) and how it affects payback
The SEG (Ofgem-mandated since Jan 2020) requires licensed suppliers with over 150,000 customers to pay you for excess generation exported to the grid. As of 2026:
- Octopus Outgoing Fixed — 15p/kWh, 12-month fixed, available to Octopus import customers
- Octopus Outgoing Lite — 8.5p/kWh, no import contract required
- EDF Export+ — 7.5p/kWh
- British Gas Export & Earn Plus — 6.4p/kWh
- OVO — 4.0p/kWh
- E.ON Next Export Exclusive — 16.5p/kWh (Next import customers only)
Choosing a high-rate SEG tariff can cut payback by 1 to 2 years on a typical 4 kWp system. Most installers pre-register you with their preferred SEG supplier; you can switch independently after MCS certification.
Pair this with the payback calculator, ROI calculator, and savings calculator
Cost gives you the up-front outlay; payback tells you when you break even (typically 8 to 12 years in the UK); ROI gives you the lifetime return; savings shows you the year-over-year cash flow with SEG export earnings.
Sources
- Energy Saving Trust solar panel guide — UK installation cost benchmarks
- MCS — Microgeneration Certification Scheme — accredited installer database
- Solar Energy UK Cost Report 2025 — installed pricing trends
- Ofgem SEG tariff comparison — export rate data
- HMRC Notice 708/6 — energy saving materials — 0% VAT relief
- Checkatrade solar cost guide — adder pricing data
- PVGIS-SARAH3 European Commission — UK peak sun hours data